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NPCI’s “Unified Payments Interface” | Forget Account details, Credit & Debit Cards, Digital Wallets – Aadhaar & Mobile is the new ‘Financial Identity’

Yesterday April 11, RBI Governor Raghuram Rajan and Infosys co-founder Nandan Nilekani, adviser to the National Payments Corporation of India [NPCI] launched the NPCI’s most ambitious project, a new Electronic Fund Transfer protocol, Unified Payments Interface (UPI) wherein 29 banks would be enabled with this interface under the 1st phase; and then gradually other banks would be brought into the system. UPI is expected to bring about a significant shift in the way mobile banking transactions are conducted. It is a single interface across all NPCI systems, allowing customer to instantaneously transfer funds across different banks with the use of single identification and password.

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Preparing an Enterprise Mobility Strategy? Keep in mind these 20 Challenges & their Mitigation

Enterprise mobility solutions can present a number of challenges – Mobile governance, or the Management of people, policy, and process issues. At times it can seem like a minefield, but enterprises can quickly identify these challenges and overcome them in order to deploy an innovative enterprise mobility strategy. Companies need to bring all stakeholders into the fold to create truly productive and effective Enterprise Mobility. Here are the key challenges that organizations face as they define their Mobility strategy.

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Why Embrace Enterprise Mobility? I got you 13 Reasons!

Enterprise mobility is a hot topic; every time we turn around another company is in the news. “Going mobile” seems to be the mantra of modern day enterprises. Mobility offers huge opportunities & benefits for Enterprises. Continuing on my previous post “Understanding Enterprise Mobility” let’s have a closer look as to why it’s so important for Enterprises to adopt Mobility? Why is Enterprise Mobility so popular, and what can it do for your Enterprise?

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M-Commerce: “A retail outlet in User’s pocket” | 14 Key Considerations

The phrase ‘mobile commerce’ was originally coined in 1997 by Kevin Duffey – “the delivery of electronic commerce capabilities directly into the consumer’s hand, anywhere, via wireless technology.” Mobile commerce transactions continues to grow, and the term includes the purchase and sale of a wide range of goods and services, online banking, bill payment, information delivery and so on. Also known as m-commerce.

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‘Ola Cabs’ Android App | Connection Timed Out

Connection Timeout! App Crash! App Hang! Long load time! Poor performance @ 3G network! And what not! Yeah! All this I encountered today while using the Ola Cabs Android App in the evening. And guess what – It’s not working now as well – What do you call it? A Critical & Priority-1 defect in production? The main App feature – “Book a ride” – is not working!

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“India Votes” – Changing the way India is Governed

Today, every other enterprise is “Going mobile”. Enterprise mobility enables organizations to leverage contextual data and engage with their customers more effectively and establish a strong brand identity.

Extending the same concept to Governance, why can’t we build a government-backed Mobile App to engage general public? What if Government formulates its strategies focused on citizen’s personas, feedback, discomfort, thought-process and their intent? Instead of a bunch of party people running the nation, wouldn’t it be great if citizens too are involved, real-time? What if ‘Voting’ is not just a once-in-5-year phenomenon but a continuous driving force for a nation’s growth? Yeah! A pioneer idea to change the way a Nation is governed – for betterment!